FIXED PAYOUT

Total Loss Protection

At CAP Insurance we offer fixed payout Total Loss Protection. What does that mean?

  • We will cover you above and beyond your actual cash value payout from your underlying insurance provider, in the event of a total loss.

  • We offer policies ranging from $2,500-$25,000

  • We cover negative equity, warranties, taxes and more!

  • We pay you the policy value you purchased. If you purchased a TLP limit of $10,000 then we write you a cheque for $10,000.

  • We cover everything from personal use vehicles, too light commercial vehicles. Including, but not limited too; taxis, Ubers, city deliveries, small busses and construction.

  • Let us help you insure you get the best value for your vehicle in the event of a total loss. Regardless of its usage.