At CAP Insurance we offer fixed indemnity total loss protection.

• We will cover you above and beyond your actual cash value payout from your underlying insurance provider, in the event of a total loss.

• Regardless of your actual cash value payout we will top you up to the policy value you purchased. If you purchased a TLP limit of $10,000 then we write you a cheque for $10,000.

• We offer policies ranging from $2,500-$15,000

• We cover everything from personal use vehicles, too light commercial vehicles. Including, but not limited too; taxis, Ubers, city deliveries, small busses and construction.

• Let us help you insure you get the best value for your vehicle in the event of a total loss. Regardless of its usage.